Abstracting

Our property abstract will create a documentation that summarizes the ownership record of a piece of land or property. Abstracts are used to establish the rights of owners. We will review all documentations that are related to a property and summarize them into a condensed document. By reviewing the abstract, you can see not only who currently owns the property, but the entire history of the property's ownership.The abstracting process can also uncover any defects in a title so they can be fixed.

Abstracting
tite abstractor, Mangum OK
tite abstractor, Mangum OK

About

Greer Guaranty Abstract Company

We are a personal, professional title abstract company here in Mangum, OK. We have been in business for over 100 years and are able to provide you with a range of abstracting services. No matter what you need to be done, our experienced team will make it happen faster!

tite abstractor
tite abstractor, Mangum OK
 

Our Services 

Home Inspection

Greer Guaranty is here to help you make the biggest purchase of your life with confidence. We want to make sure the home you are looking at for your family is safe. When it comes to mold and termites, you are going to want Greer Guaranty.

Home Inspection
Title Insurance & Searches

Protect yourself from financial loss due to a title defect, liens or other matters associated with real property by taking advantage of our title insurance. Our search will determine and confirm the property's legal ownership, and find out the claims. Our title searches examine public records to determine and confirm the property's legal ownership.

Title Insurance & Searches
Deeds

Our team of professional staff are here to help. We pride ourselves on our ability to construct a deed. A deed will grant its holder specific rights to an asset, providing that a number of specific conditions are met. We most commonly write a deed to transfer the ownership land between two parties. When the deed is finalized, we make sure to notarize it.

Deeds
Abstracting

Here at Greer Guaranty Abstract Company our team of experienced abstractors will create an abstract for your property that will show not only who currently owns it, but the entire history of the property's ownership.This process will uncover any defects in a title so they can be fixed. We also offer free abstract storage for our customers!

Abstracting
Closing

Are you ready to take that final step to owning/selling a property? At Greer Guaranty Abstract Company, we have a large team of professionals to assist you with the process. We will guide you through the process and assist you with any questions you may have. Whether you are a buyer or seller, we are here to help! We always put you first.

Closing

Testimonials

"Greer Guaranty Abstract does a great job. Hometown people serving Greer county.
I highly recommend!"

- Linda A.

"Greer Guaranty Abstract Company is a 5 Star Company! I would definitely recommend,  very professional!"

- Stacy S.

"Greer Guaranty went above and beyond. They were welcoming from the time I walked through the door to the time I left! They made our closing easy. Thank you Richy and your team for providing a great customer experience!"

- Steven H.

Greer Guaranty Abstract Company is a personal, professional title abstract company in Mangum, OK. Whether you need abstracting or deeds, we will handle it professionally and efficiently.

Call us today!

 

Why should I choose Greer Guaranty Abstract Company in Mangum, Oklahoma?


Greer Guaranty Abstract Company is a personal, professional title abstract company here in Mangum. You
won’t find more professional or trusted title abstractors anywhere in the region!

Greer Guaranty Abstract Company provides you with a range of abstracting services, so that no matter
what you need done, our experienced team will make it happen faster than anyone else. We bring over
100 years of experience to each job, giving you the absolute most professional service possible.


What services do you offer?


We provide abstracting, title insurance and searches, closings, deeds, and free abstract storage. We
make sure each of your documents is accurate and contains the complete history of your real estate’s
ownership, so you can rest assured that every detail is included. Unlike other abstractors, you will receive
personal attention with our hands-on approach that will keep you informed of our processes every step of
the way. Let our firm help you establish your properties with our wide range of abstractor services.


What are your hours of operation?


Our hours are Monday-Thursday 9am-430pm and Friday from 9am-12pm. We are not open on Saturday
and Sunday. Contact us directly for more information regarding our working hours. 


What areas do you service?


We service everyone located in Mangum, Oklahoma and surrounding areas.
 

What is the best way to get in contact with your company?


We suggest calling our phone number at (580)782-3121 and speaking directly with us or using our
contact form found on our Contact Us page here on the website.


Is there a difference between an abstract and an owner’s policy of title insurance?


Yes, An Abstract is a compilation of any property's history. This is completed in order to ensure the
property has a free and clear title and this clears any discrepancies of ownership, liens or other items that
exist for the property, and shows that no one other than the seller has an interest in, or claim to, the
property. Any items that are found during the abstract process will be cleared prior to the property’s
transfer of ownership.


An owner’s policy of title insurance is an insurance policy that protects a buyer against loss that could
occur from defects in the title of the property being purchased. The premium is paid once and is good as
long as the buyer owns the property. While other types of insurance protect policyholders from future
events, title insurance protects them against defects that may exist and were not found during the
abstract/title search.
 

On average, how long does it take to update an abstract?


The average length of time is 1 to 3 weeks. If we anticipate it will be longer you will be notified and a
date/time frame will be agreed upon.
 

What are the Closing fees and who pays them?


The responsible party for closing fees is determined through negotiation between the buyer and the
seller. Still not sure about fees?

 

How soon can we close?


Each closing is different. Some closings can be completed in as few as 5 days however all situations are
unique and subject to availability of prior title policy and condition of title.
 

Why is title insurance necessary?


No other property has a useful life that compares with the life of the land. Owners of goods may change
their location at will, but land is stationary. Because land is permanent, various rights in land may have
been acquired by others by the time you come into possession. So in order to transfer a clear title to a
piece of land, it is first necessary to determine whether any rights are outstanding. Owner’s title insurance
protects you from financial loss caused by title problems. Therefore the Title Insurer, without expense to
you, will defend you against any attack on the title to your property as insured.
 

What is a title?


A title is the foundation of property ownership. It is the owner’s right to possess and use the property.


Why is transferring the title to real estate different from transferring the title to other items, such
as a car?


Because land is permanent and can have many owners over the years, various rights in land may have
been acquired by others (such as mineral, air, or utility rights) by the time you come into possession of it,
even if the land has never before been built upon. In order to transfer a clear title to a piece of land, it is
first necessary to determine whether any rights are outstanding.


What is a title search?


A title search is a detailed examination of the historical records pertaining to a piece of property. These
records include deeds, court records, property and name indexes, and many other documents. The
purpose of a title search is to verify the seller’s right to transfer ownership, and to discover any claims,
defects and other rights or burdens on the property
 

What kinds of problems can a title search reveal?


A title search can show a number of title defects and liens, as well as other encumbrances and
restrictions. Among these are unpaid taxes, unsatisfied mortgages, judgments against the seller and
restrictions limiting the use of the land.


Are there any problems that a title search cannot reveal?


Yes, there are some “hidden hazards” that even the most diligent title search may never reveal. For
instance, the previous owner could have incorrectly stated his marital status, resulting in a possible claim
by his legal spouse. Other “hidden hazards’ include fraud and forgery, defective deeds, mental
incompetence, confusion due to similar or identical names or clerical errors in the records. These defects
can arise after you’ve purchased your home and can jeopardize your right to ownership.
 

How does title insurance protect me?


The title insurer will, at no expense to you, defend against the following possible attacks to your right of
ownership:

  • Forgery

  • Fraud

  • Loss because of impersonation

  • Indexing or filing errors in the clerk’s office

  • Guardianship and probate issues arising from heirs/devisee’s of former owners

  • Boundary disputes (Surveyor’s errors)

  • Title Examiners’ oversights
     

What is Real Estate Title Insurance?


Real Estate Title Insurance is your policy of protection against loss if any problems result in a claim
against your right to ownership – even a “hidden hazard”.
 

How long does my coverage last?


Premiums for most other forms of insurance are recurring and must be paid for periodically. Title
insurance has only ONE premium, paid at the time of settlement. That single premium will protect you for
as long as you or your heirs retain an interest in the property and, in some cases, even beyond.

Title Abstractor, Mangum OK
Title Abstractor, Mangum OK